Run the same year of dentistry through two offers. The example shows how 28% can pay more than 30%; replace it with your numbers.
| Measure | Offer A | Offer B |
|---|---|---|
| Amount the percentage applies to | $614,750 | $675,000 |
| Annual pay | $184,425 | $189,000 |
| Pay as a share of collections | 28.2% | 28.9% |
| Advance still owed at year end | $0 | $0 |
| Pay plus benefits, minus your costs | $184,425 | $189,000 |
This compares one year of pay using the numbers you enter. It does not cover non-competes, ramp-up time or tax advice, so have your attorney and CPA review a contract before you sign. Nothing you enter is stored or sent to Cisor.
Talk through an offer with CisorBecause the percentage is only half of the formula. A lower percentage of net production can beat a higher percentage of collections once lab fees come out, which is what the example shows. Always compare the dollars, not the percentages.
A true minimum pays you the guaranteed amount if your percentage earns less, and you keep it. An advance, often called a draw, is money you may have to pay back from later earnings. The contract wording decides which one you have.
Ask the office. A serious employer should be able to describe its PPO mix, typical write-offs, collection rate and how many patients are waiting for an associate. If they cannot, treat your production estimate with caution.
Enter the costs a 1099 associate covers, such as self-employment taxes, malpractice and benefits, under yearly costs you cover. Worker classification depends on the actual working relationship, so check that with your CPA or attorney.
No. The calculator runs in your browser and nothing you type is stored or sent to Cisor.